Terms and Conditions

This legal notice applies to the entire contents of the website under the domain name Sassacheck.com (website) and to any correspondence by e-mail between us and you. Please read these terms carefully before using the platform

Using our website indicates that you accept these terms regardless of whether or not you choose to register with us. If you do not agree to the terms and conditions, please stop using it immediately. This notice is issued by MODINVERE S.L.U (the «SASSA»).

On this website, SASSA provides users with access to information primarily about types of insurance, and components of insurance, including details about insurance products and services regarding general Insurance, life Insurance products, and health insurance products (the «Service»).

You are responsible for obtaining access to the Website, and that access may involve third-party fees (such as Internet service provider or airtime charges). In addition, you must provide and are responsible for all equipment necessary to access the Website. By making use of this site, and furnishing your personal / contact details, you hereby agree that you are interested in availing and purchasing the Service(s) that you have selected.

You hereby agree that Sassacheck may contact you either electronically or through phone, to understand your interest in the selected products and Service(s) (like renewals, reminders, etc.) and to fulfil your demand. You also agree that the company reserves the right to make your details available to its affiliates and partners and you may be contacted by the affiliates and partners for information and sales through email, telephone, and/or SMS. You agree to receive promotional materials and/or special offers from the company and its affiliates through email or SMS.

Minors under the age of 18 shall be prohibited to register as a User of this website and are not allowed to transact or use the website. If you make a payment for our products or services on our website, the details you are asked to submit will be provided directly to our payment provider via a secure connection.

The cardholder must retain a copy of transaction records and Merchant policies and rules. We accept payments online using Visa and MasterCard credit/debit cards in KD.

Access to the Website

1.1 You may access most areas of the web portal without registering your details with us. Certain areas of the Website are only open to you if you register.
1.2 By accessing any part of the website, you shall be deemed to have accepted this legal notice in full. If you do not accept this legal notice in full, you must leave the Website immediately.
1.3 The Sassa may revise this legal notice at any time by updating this posting. You should check the Website from time to time to review the then current legal notice because it is binding on you. Certain provisions of this legal notice may be superseded by expressly designated legal notices or terms located on particular pages on the Website.


2.1 You are permitted to print and download extracts from the Website for your use on the following basis:
a) No documents or related graphics on the Website are modified in any way;
b) No graphics on the Website are used separately from the corresponding text;
c) Sassa’s copyright and trademark notices and this permission notice appear in all copies.

2.2 Unless otherwise stated, the copyright and other intellectual property rights in all material on the Website (including without limitation photographs and graphical images) are owned by Sassa and its licensors. For this legal notice, any use of extracts from the Website other than for any purpose is prohibited. If you breach any of the terms in this legal notice, your permission to use the platform automatically terminates and you must immediately destroy any downloaded or printed extracts from the web portal.

2.3 By using the web portal you agree not to:
a) Using its contents for any commercial purpose;
b) Make any speculative, false, or fraudulent transaction or any transaction in anticipation of demand;
c) access, monitor or copy any content or information of this Website using any robot, spider, scraper, or other automated means or any manual process for any purpose without our express written permission;
d) Violate the restrictions in any robot exclusion headers on this Website or bypass or circumvent other measures employed to prevent or limit access to this Website;
e) Take any action that imposes, or may impose, at our discretion, an unreasonable or disproportionately large load on
f) Take any action that imposes, or may impose, at our discretion, an unreasonable or disproportionately large load on
g) Deep-link to any portion of this Website (including, without limitation, the purchase path for any service) for any purpose without our express written permission; or
h) «frame», «mirror» or otherwise incorporate any part of this Site into any other website without

2.4 Any rights not expressly granted in these terms are reserved.
Service Access to the platform

3.1 While the Company endeavours to ensure that the Website is normally available 24 hours a day, the Company shall not be liable if for any reason the Website is unavailable at any time or for any period.
3.2 Access to the Website may be suspended temporarily and without notice in the case of system failure, maintenance, or repair or for reasons beyond the Company’s control.
Visitor Material and Conduct
4.1 In consideration of your use of the Website, you represent that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of South Africa or other applicable jurisdictions and will only use the Website for legitimate purposes for you or for another person for whom you are legally authorized to act.
4.2 You may not misuse the Website (including, without limitation, by hacking).
4.3 The Company shall fully cooperate with any law enforcement authorities or court order requesting or directing the Company to disclose the identity or locate anyone posting any material in breach of clause 4.1, clause 4.2, or clause 4.4.

Links to and from other Websites

5.1 links to third-party websites on the Website are provided solely for your convenience. If you use these links, you leave the Website. The Company has not reviewed all of these third-party websites and does not control and is not responsible for these websites or their content or availability. The Company, therefore, does not endorse or make any representations about them, any material found there, or any results that may be obtained from using them. If you decide to access any of the third-party websites linked to the Website, you do so entirely at your own risk.
5.2 The Company expressly reserves the right to revoke the right granted in for breach of these terms and to take any action it deems appropriate.
5.3 You shall fully indemnify the Company for any loss or damage suffered by the Company or any of its group companies for breach of these Terms and Conditions.
6.1 The content on the web portal is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action based on the content of this Website. While the Company makes reasonable efforts to update the information on the Website, the Company makes no representations, warranties, or guarantees, whether express or implied, that the content of this Website is accurate, complete, or up to date. The Company may make changes to the material on the Website, or to the products and prices described in it, at any time without notice. The material on the Website may be out of date, and the Company does not commit to updating such material.
6.2 The material on the Website is provided “as is”, without any conditions, warranties, or other terms of any kind. Accordingly, to the maximum extent permitted by law, the Company provides you with the Website on the basis that the Company excludes and disclaims all warranties and conditions about this information, software, products, and services, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title, and no infringement, which, but for this legal notice, might have an effect about the Website.
7.1 The Website has been provided by the Company for informational purposes only. The content of this Website is not intended to constitute and should not be construed as investment and/or financial advice or a personal recommendation to buy and/or to sell any investment and/or financial products and should not be relied upon in evaluating the merits of entering into any of the financial and/or investment products. The information contained in this Website is public and was obtained from printed material, websites, and other sources made available by insurers, reinsurers, and other financial institutions.
7.2 The Company, its affiliates, and their respective officers, directors, employees, shareholders, or agents shall not be liable for any loss or damage, whether direct or indirect, that may result from your use of the website or any linked websites. This includes but is not limited to, loss of income, profits, goodwill, data, contracts, or any damages arising from business interruption. We are not responsible for any viruses that may infect your computer equipment, software, data, or other property as a result of accessing or using the website or downloading any material from it or any linked websites.
7.3 If your use of material on the Website results in the need for servicing, repair, or correction of equipment, software, or data, you assume all costs thereof.
7.4 This Website will NOT deal with or provide any services or products to jurisdictions or persons subject to national or international sanctions programs, including without limitation jurisdictions or persons prohibited by the South Africa Office of Foreign Assets Control (OFAC).
Governing Law and Jurisdiction
This legal notice shall be governed by and construed by the laws of South Africa. Disputes arising in connection with this legal notice shall be subject to the exclusive jurisdiction of the South Africa Courts.
Refund Policy
Refunds will be done only through the Original Mode of Payment. If a transaction error has occurred while making the payment, a refund in most cases will be issued to the same credit card you used for the original purchase.
Policy Cancellation
10.1 In case of policy cancellation, the discounted amount would not be refunded.
10.2 If a customer has made any claim on the policy, then he/she would not be eligible for any refund.
All content featured on the Website and in any newsletters, postings, or mailings is subject to this disclaimer. Any listings/information are not meant as a recommendation of a particular insurer/provider; listings are displayed randomly based on publically available information.

sassacheck.com intends to provide clear and unbiased information about insurance products and services. The information and data are generic. Our efforts are to offer unbiased, accurate, and responsible data to the best of our ability. We are, however, in no manner or form responsible for any discrepancies in the data published on our website.

There is no intention or purpose of violating any intellectual property or ancillary rights. All information provided on the Sassacheck website is subject to its discretion and is likely to change without any notice. Though, any changes in public utility will be communicated on our website.

Although we have tried to maintain high standards in quality, clarity, and accuracy of the material posted on the website are not legally responsible for the same in any manner whatsoever.

Employees, partners, and associated staff of sassacheck.com are not accountable for any loss, harm, or damage that occurs or may occur or arise from the usage of information from the website. Customers are advised to use their discretion in such matters.

It is important to understand that insurance is a subject matter of solicitation and market risks. It is the responsibility of the customer to understand the limitations of insurance policies and the risks involved, and under no circumstance, form, or manner, do we take any liability in such cases. We also recommend you please read the subject and offer documents carefully. The information provided on the website is for financial and insurance purposes.

It is a mutual understanding between us and the customers that their association with the website will be at the customer’s sole discretion and risk.

Visitors to Sassacheck and every third party are hereby informed that the owners of this web website are not licensed by the South Africa Insurance Authority as an insurer or an intermediary.